Why an IUL?
Lifelong protection
Fast cash value growth
Used for retirement income, college, funding life projects and tax-free wealth
An Indexed Universal Life (IUL) policy is a type of permanent life insurance that provides both life insurance protection and a fast cash-value savings component that can grow based on a market index—such as the S&P 500—without risking your money in the stock market. (Floor at 0.00% interest rate so you will not lose no matter the market)
What an IUL Can Do for You?
1. Build Tax-Deferred Cash Value
Your cash value grows tax-deferred, meaning you don’t pay taxes as it grows.
2. Access Cash Tax-Free
You can use the cash value for: Anything!